Property Financing
At Fundergy Capital, we understand that owning or refinancing commercial property can be a powerful step in building long-term value for your business. Whether you’re looking to acquire a new office space, purchase a retail unit, expand into an industrial facility, or refinance an existing commercial loan, our tailored financing solutions are designed to help you move forward with confidence.
Commercial real estate is more than just a location—it’s a long-term asset that can enhance your operational capabilities, improve brand presence, and offer capital appreciation over time. That’s why our property financing services go beyond just providing capital—we offer strategic guidance and flexible structuring to ensure the financing suits your business goals and cash flow requirements.
Our commercial property loan solutions are ideal for:
Purchasing new commercial premises such as offices, shopfronts, F&B outlets, or warehouses
Refinancing existing property loans to obtain better interest rates or improved terms
Expanding operations by acquiring additional real estate assets
Unlocking capital through equity release from owned properties
Competitive interest rates tailored to your business profile
Customised loan tenures and repayment structures
Required Documentation for Commercial Property Financing (New Purchase)
To help us process your application efficiently, please prepare the following documents based on your financing purpose:
- A clear copy of the NRIC (front & back) for all directors and personal guarantors.
- The most recent 2 years of Notice of Assessment from all directors/guarantors.
- The company’s latest 2 years of audited or unaudited financial statements, or updated management accounts.
- Latest 6 months of bank statements from the main business operating account.
- A copy of the Option to Purchase (OTP) or signed Sales & Purchase Agreement for the intended property.
- A fully completed loan application form
Required Documentation for Commercial Property Financing (Refinance)
To help us process your application efficiently, please prepare the following documents based on your financing purpose:
- A clear copy of the NRIC (front & back) for all directors and personal guarantors.
- The most recent 2 years of income documents (e.g., Notice of Assessment) from all directors/guarantors.
- The company’s latest 2 years of audited financial statements or management accounts.
- Latest 6 months of bank statements from the business account.
- Latest loan statement from the existing lender, showing outstanding balance and repayment details.
- A copy of the loan agreement or bank statement reflecting original loan terms.
- If the property is tenanted: a valid tenancy agreement (dated within the last 6 months).
- A fully completed loan application form.