Business Loan / Working Capital
Running a business often means waiting weeks—or even months—for clients to settle their invoices. But delayed payments shouldn’t delay your growth. At Fundergy Capital, we understand how vital consistent cash flow is to daily operations and long-term success. That’s why our Invoice Financing solutions are designed to help you bridge the gap between invoicing and payment.
With our invoice financing facility, you can unlock the value of your outstanding receivables and convert them into immediate working capital. This allows your business to stay agile, cover operating expenses, seize growth opportunities, and maintain smooth cash flow—all without waiting for customers to pay.
Whether you’re a small business dealing with large corporate clients or a growing enterprise juggling multiple accounts receivable, invoice financing gives you the financial breathing room you need—quickly, flexibly, and without giving up equity.
Submit your unpaid invoices for review
Receive up to 90% of the invoice value in advance
We collect payment from your client on your behalf (or you can retain control—depending on the structure)
Once your client pays the invoice, the remaining balance (minus a small fee) is released to you
Companies needing cash for payroll, stock purchases, or new contracts
SMEs growing quickly but facing liquidity crunches
Required Documentation for Invoice Financing Application
To help us assess your eligibility for invoice financing and tailor the best solution for your business, kindly prepare the following supporting documents:
- Identification documents: Clear copy of NRIC (front and back) for all company directors and personal guarantors.
- Company registration details: Latest ACRA business profile (dated within the last 2 months).
- Financial records: Last 6 months of bank statements from your business’s primary operating account.
- Income verification: Latest 2 years’ Notice of Assessment for each director and guarantor.
- Credit history: Current Credit Bureau Report (issued within the past month) for all directors and guarantors.
- Accounts receivable overview: Most recent 12-month summary of outstanding invoices or accounts receivable.
- Application form: Completed and duly signed application form provided by Fundergy Capital.